Think of detective agencies and it conjures up a 1950s style vision of men in raincoats lurking in dark shadows smoking filter cigs.
This somewhat hackeneyed view could not be further away from the truth with Expol Ltd.
The business will be 10 years old in February next year and it has gone from strength to strength.
During that time it has gained a cracking reputation for doing a good job and also saving ‘millions of pounds’ for insurance companies dealing with dodgy insurance claims both off and on the island, Expol’s bosses told Business News.
David Bell formed Expol Ltd when he retired as a detective chief inspector with the Manx constabulary in 2005. His colleague, former detective inspector Robert Kinrade, joined the firm as a director in 2007.
‘It started life in my back room at home’ recalled Mr Bell.
Today there are four permanent staff and the team can call on several experienced part timers when necessary.
Expol has expanded to take up two floors of an office building in Drinkwater Street, Douglas.
Mr Bell said he started the business after noticing there was a ‘niche market’ in this type of business. ‘I wasn’t entirely sure where it would take me and we have just continued to grow year on year.
‘Now we have shaped the business and branched out to different areas.
He said the the main business is as corporate risk consultants and forensic investigators
But there’s also ExpolCheck which is a pre-employment screening division, training courses and due diligence which involves vetting and screening. Debt recovery is another aspect of their work.
The men have a wide array of clients ranging from local authorities to private companies, a real cross section, they say. Mr Bell says surveillance work does sometimes figure in their operations.
He said: ‘Surveillance work will always be a part of what an investigation company does.’
Mr Bell and Mr Kinrade told Business News they had helped save ‘literally’ millions of pounds for insurance companies over work involving fraudulent insurance claims.
Mr Kinrade said: ‘We can honestly say we have saved insurance companies millions of pounds by exposing false claims both on and off the island.’
Mr Kinrade said many cases involving insurance fraud were dealt with before going to court. Many fraud cases involved claiming for alleged injuries at work. He told Business News there were cases where people had ‘completely overegged their pudding.’
The two former cops love their work which, on occasion has led them away from their desks in foreign travel on business.
‘People are picking up on the service we provide not just in the Isle of Man but further afield,’ said Mr Kinrade.
Both Mr Kinrade and Mr Bell were senior investigating officers, Home Office trained and qualified in the investigation of serious crime.
Between both directors they clocked up 47 years’ service with the Manx police force.
Last week Mr Kinrade was contacted by London radio station LBC to comment on the apparent security breach when UK PM David Cameron was pushed by a jogger.
Mr Kinrade said he welcomed the review of security. He and Mr Bell used to volunteer for protection duties, when they were serving officers, for royals and top political figures who visited the island.
Mr Bell said it was no surpise there was a global aspect to their work involving due diligence and vetting procedures when Isle of Man companies and trusts had an international flavour to them.
Mr Bell added it was important to note that since the economic crisis of 2008 companies and businesses had become much more careful about who they did business with.
‘There is more of a tendency now to check out who you are doing business with rather than just relying on the old business practices that used to exist.’
Training courses on internet safety run by Expol have also attracted people from the UK.
Expol is a leading provider of risk consultancy and forensic investigation services. We can assist you in resolving, mitigating and avoiding complex, commercial and personal challenges.
Our team has extensive experience of advising corporates, eGaming sector, financial institutions and private clients on matters of fraud, asset tracing, litigation, criminal defence, commercial disputes, planning and crisis management.
The Expol group consisting of Expol Limited, ExpolCheck and ExpolCollect enables clients to benefit from a combination of services using highly experienced specialists.
Confidentiality and discretion are guaranteed.
A full member of the Association of British Investigators, former Detective Chief Inspector David Bell is an experienced and accredited former Senior Investigating Officer, Crime Manager, Incident Commander, Hostage Negotiator and Close Protection Officer. Having held a number of senior police posts, he has the distinction of having been previously vetted by the U K Home Office. David has developed the reputation as being a specialist in global, enhanced due diligence enquiries. He has forged strong links with the finance and corporate sector on the Island.
Rob Kinrade, recently retired as a Detective Inspector and in his Police career headed the Drug Squad, Surveillance Unit and Serious Crime Unit. He is a qualified and accredited Senior Investigating Officer in covert and overt operations, Firearms Instructor, Special Branch Officer and Close Protection Officer. Rob leads in the Training Division of the company and is currently working closely with the eGaming industry on the Island to provide a holistic service to their management of risk.
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